As financial planning needs can vary significantly at a personal level, please don't hesitate to Contact Us and we will be happy to address your specific situation.
These can be everyday type decisions, or big life change types of decisions. If there is a dollar-sign attached to that decision, it’s wise to seek outside objective advice.
Whether you are barely getting by each month, have too much money you don’t know what to do with it, or somewhere in between, we help you manage and optimize your cash flow.
Let’s be real, retirement planning isn’t cool anymore. We provide in-depth analysis and projections on your likelihood of achieving your financial goals. Often times, the primary objective is to map out a plan for your financial independence.
Review and analysis as to whether you, as an employee, are taking the maximum advantage possible of your employee benefits.
We help you sort out and prioritize what is important to you in your life, and then we help you execute on what’s most important.
We review your existing policies to ensure proper coverage (i.e. life, health, disability, long-term care, liability, home and auto). We do not sell insurance products, so we are able to look at your situation in an objective manner.
Whether or not you invest money with us, we are able to provide a thorough review and recommendation on an asset allocation that meets your goals and risk tolerance. We also provide education on investment vehicles and strategies, allowing you to implement a strategy on your own that fits your needs.
We help you develop a plan around the cost of education, for you or your kids. The government offers many strategies, so we help you determine which fit your unique financial situation.
This usually includes an analysis of your exposure to estate taxes and your current estate plan (i.e. your will, powers of attorney, trusts and other related documents). Our recommendations may include ways for you to minimize or avoid future estate taxes through appropriate strategies.
Review and analysis of your current exposure to major risks that could have a significant adverse impact on your financial picture. We are able to point out opportunities and strategies to mitigate these risks.
Consulting services for clients who currently operate their own business, are considering starting a business, or are planning for an exit from their business. Under this engagement, we work with you to assess your current situation, identify your objectives, and develop a plan aimed at achieving your goals.
Advice may include ways to minimize current and future income taxes as a part of your overall financial planning picture. An example of this is providing recommendations on which type of account(s) or specific investments should be utilized for “tax efficiency”.We recommend that you consult with a qualified tax professional before initiating any tax planning strategy, and we may provide you with contact info for accountants or attorneys who specialize in this area.
